Send Money to the Philippines with Topremit
Sending money from Indonesia to the Philippines is easy with Topremit.
Below you can find the details for each available service, including fees, transaction limits, estimated arrival times, and step-by-step instructions.
The screenshot shown is for illustration purposes only. The final details will depend on the destination and the selected sending method.
For full information, please refer to the Services & Fees section for sending to the Philippines.
Step 1: How to Register
After clicking Register and creating a personal account, make sure to enter a valid email and phone number.
✅ Verifying your account with an ID card and selfie ensures you can send money safely and conveniently.
- Click ‘Register’ to start your registration process. Then select Create personal account.
- Enter your active email and phone number. Optionally, input a referral code.
- Verify your account by uploading your identity card and taking a selfie.
✅ Once verified, you're one step closer to sending money abroad safely and conveniently!
Step 2: How to Send Money
You can enter the transfer amount in IDR; the recipient will automatically receive it in the local currency.
- Choose transaction type. You can send to one or multiple recipients.
- Select destination country, fill in the amount, and choose the service. Then click ‘Choose recipient’.
- Add recipient details or choose from saved recipients. Click ‘Continue’.
- Complete additional details and click ‘Continue’.
- Review transaction: check all details, tick declaration box, then click ‘Continue’.
Include the 3-digit unique code when making a bank transfer via m-banking or ATM. Missing the code may delay verification.
- Make payment via bank transfer (m-banking or ATM). Include the 3-digit unique code. Then click ‘Make Payment’.
- ✅ Payment is verified automatically and your transfer is complete!
Services & Fees
| Currency | Service | Fee | Transaction Limit | Estimated Arrival Time |
|---|---|---|---|---|
| PHP | Bank Transfer - Instant Speed | IDR 65,000 | PHP 50 – PHP 500,000 (Asia United Bank, BDO, BPI, BPI Family, Metrobank, PNB) PHP 50 – PHP 50,000 (other banks) | ~20 minutes (before 16:00 GMT+7) |
| PHP | Bank Transfer - Normal Speed | IDR 45,000 | PHP 50 – PHP 500,000 | Same banking day (< PHP 49,999) +1 banking day (> PHP 49,999) |
| PHP | E-Wallet (GCash, Coins.PH, Paymaya) | IDR 65,000 | PHP 50 – PHP 50,000 | ~20 minutes (before 16:00 GMT+7) |
| PHP | Cash Pickup (Metrobank, BDI, RD Pawnshop) | IDR 75,000 | PHP 10 – PHP 100,000 | ~15 minutes (before 16:00 GMT+7) |
| USD | SWIFT Transfer | IDR 75,000 + IDR 330,000 (correspondent bank fee) | USD 5 – USD 100,000 | ~1 banking day (before 16:00 GMT+7) |
Can I send more than the transaction limit?
Attempting to send more than the stated transaction limits may require additional supporting documents.
✅ Yes. Supporting documents may be requested.
Additional Info
- Recipient account must be in USD.
- Have IBAN and SWIFT Code ready.
- Name must match the bank account.
- IBAN = International Bank Account Number
- SWIFT Code identifies the recipient’s bank globally
See More
For more tips and answers to common questions, please visit our FAQ page to get detailed guidance on sending money, fees, and troubleshooting.